金融服务行业认为，达到unbank和欠银行的消费者的机会有相当大的机会。这是达拉斯于6月举行的第二次欠银行金融服务论坛的普遍情绪。Produced by the Center for Financial Services Innovation (CFSI) and SourceMedia, this year’s Forum drew a sold-out crowd of over 450 banks, credit unions, alternative service providers, and others for a three-day conference dedicated to topics such as prepaid cards, remittances, credit scoring, and small- dollar loans. While the inaugural conference, held in 2006, focused on legitimizing the profitable and responsible targeting of underbanked consumers, this year’s event concentrated on opportunities in the market and ways to succeed.
重点转变在出口民意调查中反映出来。在2006年的论坛上，33％的受访者表明，底层是他们的主要目标。这一数字今年增长至41％，因为许多金融服务提供商在底层的人口中归零作为唯一目标。