Workplace Financial Health Innovation: Exploring the Spectrum of Financial Guidance Solutions for Your Employees
Employees across industries are managing a wide range of financial health needs, and they are increasingly looking to their employer for support. As employers consider which financial guidance benefits to offer, they must consider a range of factors – including the makeup of their workforce, how the guidance is delivered, and cost structures – in order to identify the most high-impact solutions for their employees.
How Digital Communities Can Drive Financial Decision-making and Customer Satisfaction
In collaboration with legal empowerment fintech Upsolve, we explore how incorporating a digital community into fintech tools can support user financial decision-making and improve customer satisfaction.
Workplace Financial Health Innovation: Rolling Out Credit- and Debt-Related Benefits for Your Employees
As many employees struggle with unmanageable debt, employers can make a difference by providing credit- and debt-related financial wellness solutions. Here are fiscal, legal, and regulatory considerations for businesses to keep in mind as they develop offerings to help employees manage debt, build credit, and improve their financial health.
Building Consumer Savings with Fintech Innovations
储蓄金融愈合的一个关键组成部分th, and new approaches can encourage consumer savings.
Using Data and Design To Increase Equity in Employee Financial Health
Data-driven understanding of employees’ needs can inform design and delivery of benefits programs that increase equity in employee financial health.
Workplace Financial Health Innovation: Rolling Out an Earned Wage Access Program for Your Employees
Employers, benefits platforms, regulators, and employees are paying more attention to earned wage access (EWA) products for their potential to improve employee financial health. Employers can maximize the positive outcomes of EWA products by minimizing associated fees, explaining the program mechanics to employees, and providing a complementary suite of financial resources.
Buy Now, Pay Later: Implications for Financial Health
In this brief, we leverage findings from a nationally representative survey to better understand the buy now, pay later (BNPL) market, the users who are driving it, and the implications for their financial health.
Pulse Points: Savings Dwindled as Spending Increased in Q4 2021
Consumers spent more money on recreation and eating out during the 2021 holiday season than during the 2020 holiday season, but many remain vulnerable as government relief programs expire and inflation continues. This brief examines the factors that may shape financial health in the early months of 2022.
3 Ways To Measure the FinHealth Effects of Emergency Savings
This research was produced by the Financial Health Network in collaboration with BlackRock’s Emergency Savings Initiative (ESI). ESI is a cross-sector program with a mission to help people living on low to moderate incomes gain access to and increase usage of proven savings strategies and tools – ultimately helping them establish an important safety net.
Advancing Equity Through Worker Financial Health: A Framework for Employers
The Financial Health Network began conducting research in early 2021 to identify strategies employers can use to embed an equity lens into their benefits programs. HR leaders can use these early learnings to design and deliver programs and benefits that reduce financial health gaps among employees.
Emergency Savings, Combined with Support Networks, Reduced Hardships During the Pandemic
This research was produced by the Financial Health Network in collaboration with BlackRock’s Emergency Savings Initiative. ESI is a cross-sector program with a mission to help people living on low to moderate incomes gain access to and increase usage of proven savings strategies and tools – ultimately helping them establish an important safety net.
Support from Social Networks
Family and friends are a major lifeline for justice-involved individuals, providing support and advice from pre-trial to post-release.