Fintal Fintech是一个包容性恢复的先决条件

FINTECH以更具包容性的方式解决金融健康挑战，拥有强大作用。今天早些时候，期间出现胜利, I spoke with Karen Keogh from JPMorgan Chase and Yanela Frias from Prudential Financial on how the current coronavirus pandemic and historical social inequities have impacted the already fragile financial health of U.S. households – and how fintech tools could be leveraged to improve financial health for the most vulnerable populations.

除了讨论JPMORGAN追逐和谨慎在响应个人面临的新金融健康挑战之外，我们还分享了一些关于金融解决方案实验室资助和规划的令人兴奋的消息。

审慎财务加入金融解决方案实验室

今天，我们欢迎金融解决方案实验室的审慎财务。Together with our founding partner JPMorgan Chase, we’ll work together around our shared mission of cultivating, supporting, and scaling innovative ideas that advance the financial health of low- to moderate-income (LMI) households and historically underserved communities in the U.S. The additional $10 million commitment from Prudential expands the Financial Solutions Lab to $60 million over a 10-year period to scale financial and technical support for fintechs that are developing solutions for underserved communities.

2020金融解决方案实验室加速器队列

我们还宣布今天第六次加速队列队伍。这集团的金融技术提供商正在开发产品和服务，以推动服务员和学生的财务状况，这两组受到Covid-19大流行受到严重影响的两组。

除了帮助学生和工人应对整体财务健康挑战之外，这四个金融科在新的加速队列中的创新者还枢转，专注于帮助学生和工人通过全球流行，包括丧失收入，转型的无数新的金融健康挑战。远程教学和学习，突然的财务冲击，失业和难以解决学生援助和管理学生贷款债务。有关该公司的更多信息以及他们如何通过Covid-19危机专门帮助工人和学生。

加速器欢迎攀登信贷，道德，芬利和夏季到2020年队列。

• 爬学报(New York, N.Y.) offers payment and financing options for students to attend career-advancing education programs – which have been verified for positive career outcomes – with loan programs that create economic mobility and can be used by people from all financial backgrounds, including those who are unemployed. Climb recently created a hardship forbearance program so users can pause their Climb payments for two months without accruing any interest to help them manage financial challenges resulting from current events. Climb also worked with school partners to help ensure they were still operating remotely to deliver career skills to students, and launched a $250,000 scholarship fund with a school partner aimed at helping unemployed Americans reskill for healthcare careers.
• 道德特征（纽约，N.Y.）管理大学的紧急现金拨款，为大学生面临财务不安全的社会服务推荐。在过去的几个月里，DechQuity代表大学伙伴支持营销联邦引力的产品调整，并允许合作伙伴为所有学生提供服务，包括DACA和无证的学生，具有单一应用。
• 芬利（加利福尼亚州洛杉矶）通过为父母提供企业解决方案来消除发票，学费收集，以及维护邻里学校和丰富计划等家庭为中心的业务的数字存在。Finli推出了Finli课程，以帮助小企业在大流行期间留下漂浮，通过向他们提供一个在线平台来教导他们的课程到更广泛的受众。100％的学费直接向小企业直接帮助他们让他们保持另一天的门。
• 夏天（纽约，N.Y.）帮助学生贷款借款人通过识别和注册用户处于境地的最佳还款和宽恕计划中，从而节省其贷款。夏季更新了其产品，以考虑现在正在收集失业的大量借款人，并在整个产品中提供清晰的消息，以帮助确保借款人在关心行为下了解他们的新选择。夏季还推出了几个州的课程，夏季不收取居民，他们向居民提供失业。此外，夏季宣布，它正在稳定地联系，将学生贷款财政援助引入稳定的平台上数百万小时和演出工人。

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