Look Back at Obstacles, Lean Into Opportunities
9:00 AM
Registration Opens
上午10:00 - 下午1:30
Member-Exclusive Programming and Networking
1:30 PM – 3:30 PM
General Session
Opening Remarks
Brenton Peck, Director, Financial Services Solutions, Financial Health Network
Keynote Address
Michael J. Hsu，货币的代理主计长，货币审计长办公室
Learning to Serve Consumers in Times of Crisis
With the worst of the pandemic seemingly behind us, what lessons can we leverage to improve service and aid for consumers in times of crisis? Through this turbulent period, individual and joint efforts mounted from the public and private sectors to support Americans and connect them with needed relief. Still, clear gaps remain; critical infrastructure is still needed to ensure vulnerable Americans receive the support they need. In this session, hear from public and private sector speakers on insights gained in the past few years about structuring effective partnerships, ensuring equitable distribution of relief, and preparing for any new challenges the future may hold.
Keynote Address
Jennifer Tescher, President and Chief Executive Officer, Financial Health Network
3:30 PM – 5:30 PM
Welcome Reception
For the first time since 2019, network in-person with like-minded banking, fintech, and policy leaders. Explore new potential connections and partnerships, reconnect with familiar faces, and reflect together on the past few years of financial health challenges and progress.
8:00 PM – 10:00 PM
下班后网络
Enjoy an optional evening opportunity to meet with finhealth innovators, advocates, and champions.
Look Back at Inequities, Lean Into Potential
6:30 AM – 7:30 AM
健康活动
Get up and get moving with a fun wellness session to clear your head and prepare to make the most of your EMERGE Financial Health experience. No experience required; activities will be accessible and flexible to all skill levels and abilities.
7:30 AM
Registration Opens
上午8:00 - 上午9:00
Networking Breakfast
一天中最重要的一餐，加入我们的早餐，这样您就可以使用学习，联系和计划更经济上平等的未来的能量来开始第2天。
9:00 AM – 11:00 AM
General Session
Opening Remarks
Brenton Peck, Director, Financial Services Solutions, Financial Health Network
Advancing Equity in Financial Health
Over the past several years, many companies have made bold pledges to address social inequities and reduce gaps in financial well-being for their workers, customers, and communities. In this session, take a look at actions companies have taken to follow through on their commitments. Which tactics are making a difference? And what role can policy, advocacy, and technology play in closing these financial health gaps? Find out how organizations can collaborate across sectors to promote better financial health outcomes for all.
Sarah Keh，保诚金融公司副总裁副总裁
Voices of Economic Struggle, with “Nomadland” Author Jessica Bruder
In this special conversation with author and journalist Jessica Bruder, take a deeper dive behind-the-scenes of her New York Times bestselling book “Nomadland,” which inspired an Academy Award-winning film of the same name starring Francis McDormand. In this fireside chat, learn about the real-life stories captured within her book, of Americans driven to nomadic lifestyles by the economic instability of unemployment, broken marriages, lost pensions, and collapsing home values. Uncover the real financial health struggles shaping consumer lives today, and consider the role we all play in empowering the journey to financial health for all.
Jessica Bruder, Bestselling Author, Journalist
Building Economic Security for Women in a Post-Pandemic World
Years of research consistently reveal a deep divide in financial health between men and women. Latest data confirms exacerbation of these gender gaps through the pandemic, potentially reversing years of progress toward equity. In this session, hear from experts in women’s economic security on the factors driving worse financial outcomes for women, long-term implications of the pandemic on gender equity, and potential solutions to strengthen economic resilience by closing these critical gaps.
11:00 AM – 12:15 PM
Innovation Lunches
12:15 PM – 12:45 PM
Networking Break and Dessert
45 PM下午1:30
突破会议
妇女金融服务如何提供帮助 - 伤害
What unique financial health challenges do women face, and what role can financial services play in empowering progress? From inequities in income, insurmountable debt, caregiving responsibilities, workplace discrimination, and more, join this expert-led discussion to uncover actionable opportunities to better support the unmet financial needs of women.
Moderator:Jo Christine Miles, Director, Principal Foundation and Principal Community Relations
为消费者提供犯罪记录
每年在美国释放时，将有近60万名以前被监禁的人返回其社区，他们经常面临重大的财务健康挑战，包括法院罚款和费用的债务，缺乏身份证，低或不存在的信誉以及难以找到工作。加入本届会议，探讨这些消费者的独特财务需求，以及金融服务提供商，金融科技，非营利组织和其他人如何采取行动来提高财务状况。
Yasaman Hadjibashi, Co-Founder and Chief Executive Officer, Stretch
Workforce Financial Health: Who’s Responsible?
As the economy recovers from the pandemic, millions of workers continue to struggle financially. Their demands dominate news cycles – for employers to provide greater economic security and paths to financial well-being and dignity. Will voluntary action by employers be enough to address their needs? Or has the time come for more systemic policy solutions? What role should workers play in identifying and implementing solutions? In this discussion, experience a lively conversation about the roles of business leaders, policy makers, and workers in improving financial health outcomes.
Tolu Lawrence，计划和合作伙伴关系董事总经理，仅资本
1:30 PM – 2:00 PM
Networking Break
2:00 PM – 3:45 PM
General Session
Banking on Financial Health
Research shows that advancing financial health can help build valuable consumer relationships, but what does this really look like inside of a company? In this session, learn all about the Financial Health Network’s newest program for organizations improving consumer financial health outcomes – the Business Impact Initiative. Join us to hear from program participants on their roadmaps for financial health progress, and how they’re measuring impact.
Doug Marshall, Executive Vice President, Chief Digital and Product Officer, BECU
Holly O’Neill, President, Retail Banking, Bank of America
Integrating Financial Health and ESG
随着越来越多的公司投入significant energy and resources to their Environmental, Social, and Governance efforts, many are also embracing purposes beyond simple reporting exercises. How can ESG activities be aligned more closely with business strategies to achieve equitable financial health? Join this session to discover how to turn the momentum of ESG into better financial health outcomes for your customers and communities.
Franz Paasche，贝宝高级副总裁，首席公司事务官
Moderator:Adeeb Mahmud, Chief Program Officer, Financial Health Network
3:45 PM – 4:15 PM
Networking Break
下午4:15 - 下午5:00
突破会议
Investing in Financial Health is Better for Business
财务状况可以同时为您的公司和您的客户带来价值。您如何看待公司行动中的这些影响？您的公司正在跟踪哪些指标，您看到了哪些结果？在本届会议中，挖掘策略和解决方案对人们和企业的真正有意义的影响。
Making ESG Part of Your Financial Health Strategy
加入我们，讨论环境，社会和治理计划如何扩大为所有人建立财务健康的努力。ESG活动适合您组织的策略？您如何重新构想组织中社会努力的作用？在本届会议中，了解如何成功地纳入ESG策略中的财务健康指标。
下午5:00 - 下午6:30
网络接收
6:30 PM – 8:30 PM
Member-Exclusive Dinner
8:30 pm - 10:30 pm
下班后网络
Enjoy an optional evening opportunity to meet with finhealth innovators, advocates, and champions.
6:30 AM – 7:30 AM
健康活动
Get up and get moving with a fun wellness session to clear your head and prepare to make the most of your EMERGE Financial Health experience. No experience required; activities will be accessible and flexible to all skill levels and abilities.
7:30 AM
Registration Opens
上午8:00 - 上午9:00
Networking Breakfast
一天中最重要的一餐，加入我们的早餐，这样您就可以使用学习，联系和计划的能量为第3天开始，以实现更加平等的未来。
9:00 AM – 11:30 AM
General Session
Opening Remarks
Brenton Peck, Director, Financial Services Solutions, Financial Health Network
Using Customer Behavior to Drive Financial Health Impact
建立有效的财务健康产品和服务需要将客户深入了解标准设计原则。了解人们如何做出财务决策，包括偏见和精神捷径，是释放财务健康影响机会的关键。本届会议将探讨如何利用植根于行为见解的设计原则，以揭示实践中财务健康首先的样子。
Moderator:马特·沃拉特（Matt Wallaert），行为科学主管，青蛙
Putting People First: Inclusive Personalization for Financial Services
Customers demand greater personalization in the services that their financial institutions deliver, according to recent research from J.D. Power. Financial institutions can easily access a wealth of customer data to meet this need, but how can they do so ethically and equitably? Join this session to consider the implications of personalization for Financially Vulnerable Americans, and explore how inclusive data models can help ensure all customers are served fairly.
Jody Bhagat，美国总统
Moderator:Nicholas Schmidt, Chief Executive Officer, SolasAI
Innovating for the Next Generation of Consumers: Gen Z
Z一代是第一代成长full digital natives, with touchscreens, smartphones, and social media shaping their young lives. Now in their mid-20s, Gen Z also moved into adulthood during a global pandemic, forced to navigate the resulting economic fallout. How have these factors impacted the financial health outcomes of this young adult group? Join this session to discuss the trends shaping the financial health of Generation Z, and opportunities for organizations to anticipate current and future needs through innovation.
沙龙肯特, Program Director, Our Money Matters
11:30 AM
Event Concludes